Nobody likes having pests around the house. I’m not talking about your kids, but real pests like insects, rodents, etc.
You might have ants, flies, mosquitoes, cockroaches and more in and around your home.
Let’s talk about the most damaging of these pests, which are termites. These pests can really tear down your house if you let them go untreated.
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When buying a home you will have to get home owner’s insurance, but what about getting a termite bond as well?
This isn’t talked about as often, but can pay off big time. Let’s discuss a what a termite bond costs as well as what it covers and ultimately if it is worth it in most cases.
Things to know about termite bonds
When getting a house you should have it inspected for pest infestations. Even if there were no pests found it is a wise move to get contracts for pest control especially a termite bond.
Why a termite bond? Termites can do damage to your home’s structure that is particularly expensive.
What is a termite bond? It is actually a contract or agreement between an owner of a house and a pest control company or to be specific a termite control company.
The homeowner pays an amount that will cover the services of the termite control company for a given period of time, which is usually a year. The contract states how many visits or treatments the homeowner will get for termite infestations within the specified term.
It also specifies the type of treatment and at times includes repeat of treatment and repair of damages caused by the termite infestation. The additional services of re-treatment and repair often are done for free.
When getting a termite bond you should carefully inspect the contract so you would know what services are included.
Usually the contract states the date the damage began and the extent of the damage. Most termite control companies provide treatments and repairs for active infestations only and do not cover future infestations.
Terms in the termite bond may vary by termite control company. These companies offer different packages of treatment and repairs, so it would be a wise move to choose the best one. The bond also indicates the frequency of the inspections to be done and the additional treatments included whenever such additional services are called for.
Typically, you should expect to pay $200 or so annually for termite bonding, which will include those retreatments and upkeep as needed.
Things to consider when getting a termite bond
When getting a termite bond there are some things to consider. A careful study of these considerations is important. Here are things to consider in a termite bond that also determine its cost:
- Terms stated in the bond. Some termite control companies offer services that include treatment after inspection, regular visits within the duration of the contract and repairs for damages.
- Types of species covered by the contract. Termite companies specify the type of termites that have infected the house they have inspected. Their services are in accordance to their findings.
- Treatments included in the contract. Most termite bonds include the initial treatment after the first inspection of the house, visits on a regular basis, retreatment and repairs of damages as needed without additional cost to the homeowner.
- Transferability. You should also look into the possibility that a termite company may close down. A good reputable company should make arrangements on the transfer of your bond to another company to ensure the continuity of the services due you.
- Location. Usually those living in the south have a greater risk of termite infestation so their termite bond could cost more.
- Length of time termite bond is active. Maintaining a termite bond and keeping it active can be costly. You have to take in consideration your financial capacity to keep it active.
Having the above bits of information, we can conclude that a termite bond is a necessity as termites can really destroy just about any property they come in contact with if left untreated.
If you want to insure your house against the damage that termites can bring then by all means do not have second thoughts of getting a termite bond. It is always best to prevent termites from doing damage from the start than be sorry in the end.